With the festive season fast approaching, and with time running out before the big day finally arrives, there are likely a lot of things you need to arrange and buy ahead of Christmas day. The holidays are a magical and special time of year that gives you the excuse to spend some quality time with your family and buy them gifts. However, the price of Christmas can soon start to add up, and you can find yourself starting to worry about the financial pressure that the festive season creates. It is important to remember that the holidays are not solely about spending money; they are also about spending time with those you love. So, here we have put together a guide for you of 4 hacks that will help you to budget your holiday spending this Christmas. 

Have a Budget and Stick to it 

When it comes to buying gifts and all the added extras that come with Christmas, it can be easy to get carried away and overspend. Therefore, it is important that you have an idea of how much you can afford to spend over the festive season and stick to it. You may even decide that you are going to set a budget for each individual that you plan to buy a gift for this year and ensure that you don’t go over it. Overspending at Christmas will result in you being short of money and under financial strain in the new year. 

Look for the Best Deals

It is important that you shop around for the best deals when you are doing your shopping for the holidays as you may be surprised at just how much money you can save. You can find hundreds of deals and reviews online at sites like Upgraded Reviews, with more than 20 different categories of deals available. Getting even a small discount on the items that you buy over the festive season can soon add up to a significant saving and could even be the difference between you staying in budget and spending more than you can afford. 

Prioritize Christmas Purchases 

Often it just isn’t possible for you to buy everything you would like for every individual in your family. We would all like to treat our loved ones with the best and most lavish presents but often our bank accounts just won’t allow it. Therefore, you should have a list of priorities when it comes to Christmas purchases and be sure to get everything you need the most before you start spending money on added extras. Don’t forget that Christmas spending isn’t just about what presents you need to buy, but also includes Christmas decorations and all the food required for a delicious Christmas feast. The list can seem endless, so be sure to stick to prioritizing Christmas essentials. 

Try Secret Santa 

If you find that you have a lot of people to buy Christmas gifts for and the list seems to be growing every year, then you could suggest the idea of doing a secret Santa with your friends and family. If you have a big family or like to buy gifts for your circle of friends, then taking part in secret Santa means that you only have to buy one gift, but everyone will receive one! This is a great way to budget your holiday spending and ensure that you don’t spend more money than you can afford. 

It can be all too easy to overspend during the holidays, but by keeping on top of the money you are spending and taking on board some of our helpful hacks, you will have a magical Christmas that doesn’t land you in debt for the year ahead. 

Vicky Charles

Vicky is a single mother, writer and card reader.


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